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Fin Plan Jan 2018 - "Retirement: Living on Less"

Fin Plan Jan 2018 - "Retirement: Living on Less"

Fin Plan Jan 2018 - "Retirement: Living on Less"

Excerpt


IsRetirement: Living on Less


By 2035, millions of baby boomers might well be living a meager existence. That’s because today, close to half of the households in the United States have absolutely nothing saved for retirement. Over the past 25 years, pensions have rapidly died out and their replacement – defined contribution plans – have been woefully underfunded.

Combine this lack of savings with the rampant increase in healthcare expenses – that manage to keep us alive longer than any other time in history, resulting in a greater need for assisted living and long-term care – and many folks are looking at a more pared down retirement lifestyle than they expected. Many will live solely on Social Security benefits....


 




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