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Fin Planning May 2015 - "Disability Insurance: How to Create Tax-Free Income Replacement "

Fin Planning May 2015 - "Disability Insurance: How to Create Tax-Free Income Replacement "

Fin Planning May 2015 - "Disability Insurance: How to Create Tax-Free Income Replacement "

Excerpt


Disability Insurance: How to Create Tax-Free Income Replacement


 


Disability insurance has traditionally been offered in two forms: short-term (typically from 90 days to a year) and long-term (beginning after 90 days/year). Some companies offer a base amount of disability coverage at no cost to employees, giving them the opportunity to purchase a higher level of coverage using their own salary or benefit dollars. As a general rule, the premium for the additional level of coverage is nominal compared to the benefit received should the worker become disabled. 



 


 


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