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Tech News June 2016 - "Technology: New Payment Options - Smart Cards Versus Smart Phones?

Tech News June 2016 - "Technology: New Payment Options - Smart Cards Versus Smart Phones?

Tech News June 2016 - "Technology: New Payment Options - Smart Cards Versus Smart Phones?

Excerpt


Technology: New Payment Options - Smart Cards Versus Smart Phones? 



Things have changed at grocery store checkout lanes and retailers everywhere. Initially, Oct. 1, 2015 was the date initially established for the majority of liability for credit card fraud to shift from banks to merchants – or to the party using the least-secure technology. While this effort to crack down on credit card fraud encouraged merchants to install new smart chip technology at the point-of-sale did not result in a massive change over by the October deadline, we now are seeing more chip-enabled terminals in use and more consumers using smart cards. Another type of secure payment using smart phones, which debuted in the United States at about the same time as the smart-chip technology rollout, is making headlines, too. Here’s how these two new payment systems stack up:


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