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Tip of the Month Sep 2015 - "Tip: Help for Small Businesses with Employee Retirement Plans"

Tip of the Month Sep 2015 - "Tip: Help for Small Businesses with Employee Retirement Plans"

Tip of the Month Sep 2015 - "Tip: Help for Small Businesses with Employee Retirement Plans"

Excerpt


Tip: Help for Small Businesses with Employee Retirement Plans



Many small business owners are unable to offer employees retirement savings plans because they are overwhelmed with concerns regarding current regulatory issues and fiduciary responsibilities. This situation has become more critical in the past decade. The Federal Reserve issued a report last year showing that less than half of all private sector employees are saving for retirement. Their report also showed that this number is declining with only some 40 percent of households enrolled in any type of retirement savings plan in 2014, compared to 48 percent in 2007. Concerns about an overburdened Social Security system underscore the need to find ways to help workers plan and fund their retirement.


 


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